Many working people sometimes find they need a payday advance to make it until their next paycheck. Unfortunately, this is becoming more common with the current upsurge in food and gasoline prices. So where do these people go to apply for a cash advance payday loan? Normally just around the corner! The number of quick payday loans and payday cash advance companies have exploded in recent years in America and while I feel these payday advance companies are nothing more than loan sharks, there is no denying the popularity of payday advance companies. I can think of several within a few miles of where I live and I imagine they do a brisk business. For the person using a payday advance company, I would highly recommend they read the fine print and understand the interest rates they are paying for this cash advance payday loan. Personally, I would only use this option if I was absolutely certain I would be in a position to pay the money back on time, and even then I would not use the payday advance option as a habit. I suggest many of the people who use the cash advance payday loan option need to brush up on their money management skills and learn to do without until they can pay cash for what they need.